GAP Law Firm

The GAP Law Firm team has the ability and skills to handle corporate and commercial legal matters. We would welcome any appointment to us to handle your legal matters of any kind.
Our approach is creative, innovative and problem-solving as our team will look at your case from every angle that we believe the client wants. This will make the client comfortable to work with us as we will be part of the client’s team in solving the client’s problem. We always hope that our clients can grow with us and our relationships are built on the basis of long-term commitment and mutual benefit.
We serve both individual and corporate clients. We handle individual and corporate clients with the same level of care, focus and professionalism.

OUR LEGAL PRACTICE COVERS THE FOLLOWING AREAS:

Insurance

Insurance has now become an important part of the consideration of individuals and companies in protecting their lives and property as well as their obligations. Clients demand compensation for what they have paid in the form of insurance premiums to insurance companies in the event of a claim. This is called transfer of risks. Insurance is a unique industry and involves transactions across national borders because insurance is about capacity, because each country has limited capacity to absorb risk. When a dispute occurs, it may be very complicated because it will involve many parties and many aspects that must be considered and taken into account. A non-insurer can easily give up when facing such a situation because they do not understand the mechanism, the terms used and the parties involved. Simply put, this is not an A, B, C job because what the client needs is an expert.

One of the most problematic areas in insurance law is the area of insurance claim disputes/denials. While there are a number of mechanisms to deal with contentious insurance claims, many of them still end up in court. The dispute forums available in the insurance market are Ad Hoc Arbitration or BANI and the Financial Services Sector Alternative Dispute Resolution Institution (LAPS SJK) and the courts. Each of these dispute resolution forums has its own advantages and disadvantages.
GAP Law Firm has the expertise and resources to handle all types of insurance claims, large and small, simple cases to the most complex.
If your insurance claim is currently denied by the insurance company, please do not hesitate to contact us to discuss. We will review the case and provide you with the necessary advice to handle the case. We do not charge any fees for the initial consultation/discussion.

We are technically and legally qualified to handle all types of insurance claims, including but not limited to:

  • All Risks Property Insurance
  • Industry All Risks Insurance
  • Business Interruption Insurance
  • Marine Cargo Insurance
  • Hull Insurance
  • Aviation Insurance
  • Machine Breakdown Insurance
  • Public Liability Insurance
  • Comprehensive General Liability Insurance.
  • Protection and Indemnification
  • Personal accident insurance
  • License Loss Insurance
  • Trade Credit Insurance
  • Heavy Equipment Insurance
  • All Risks Erection Insurance
  • Contractor All Risk Insurance
  • Motor Vehicle Insurance
  • Life insurance

When a claim occurs or is reported and you are in doubt about the status of the claim whether it can be claimed or not and how strong your position is in this case. As an insurer, you may have technical expertise but no legal qualifications and if you are the insured, you may lack knowledge on both sides as insurance policies are quite complicated for most policyholders in terms of the technical terms used and the legal aspects involved in this situation you need us for a legal opinion.
We have a strong technical and legal background on both sides, therefore our review and opinion on the case will cover all the gaps and provide you with a thorough analysis and conclusion. By using our opinion, you will not waste time and effort as we will get straight to the point.

Arbitration

Arbitration as a dispute forum is widely used in business contracts. If there is a dispute arising from a contract, the parties to the contract can take the case to arbitration. 
There are many arbitration institutions in Indonesia including :

  • Indonesian National Arbitration Board (BANI)
  • Financial Services Sector Alternative Dispute Resolution Institution (LAPS SJK)

Each arbitration institution has its own rules and procedures but all are governed by Law No. 30/1999 on Arbitration and Alternative Dispute Resolution.

Corporate, commercial and trade litigation

Disputes between parties in a contract or business is a very common business practice, we can handle your dispute to the district court up to the Supreme Court for the benefit of your company.

Investment

Investment can be either foreign direct investment or domestic investment. If your company is interested in investing in a region in Indonesia, let us know. We will handle your legal matters until your company’s investment is realized.

Bankruptcy & Suspension of Debt Payment Obligation (PKPU)

If your business partner or client has an unpaid bill to you that is long overdue and you have sent many letters and emails but the outstanding amount remains unpaid. It could be because they don’t want to pay even though they have the funds or they are in financial trouble. In this situation, you have no choice but to file for Chapter 7 or bankruptcy.

Creation of Agreement Documents

Legal drafting is undoubtedly the most important process in a business deal, all terms must be clearly presented and understood by the parties to avoid unnecessary disputes in the future. It is not an easy job to carry out the task as you need to have thorough technical knowledge and be equipped with legal skills. Legal drafting includes drafting agreements with banks or financial institutions, suppliers as well as new insurance policies or redrafting existing insurance policies. Comprehensive legal drafting will reduce your company’s exposure to unnecessary disputes or situations that can bring the company to a difficult state.